Skip to main content

Get warned before your Aave loan is liquidated

Yes: a Signo agent can watch your Aave health factor and warn you on Telegram before your loan reaches liquidation, and it can prepare a repay or a collateral top-up for you to sign. Signo gives you AI agents that watch your DeFi positions around the clock. Each agent follows a position or a market condition you choose, alerts you on Telegram when it matters, and prepares the next step for you to review and sign in your own wallet. Signo never holds your funds.

Last verified: 16 October 2026.

Set it up​

  1. Open app.signo.fi and connect the wallet that holds the loan.
  2. Link Telegram, so the alert reaches you when you are away.
  3. On the Agents page, pick the health-factor preset, or type the agent in Chat, for example:
    • "Tell me when my Aave health factor drops below 1.5."
    • "When my Aave position on Ethereum drops below a health factor of 1.5, prepare a repay."
  4. Choose the level: Notify sends the alert. Prepare also builds the transaction, so the alert arrives with a plan to review and sign.

Health-factor alerts also work for Spark, Compound V3 and Morpho loans.

What happens when it triggers​

  • Signo checks Notify and Prepare health-factor agents about once an hour.
  • When your health factor crosses your level, you get one Telegram message. A Prepare agent's message links to the plan.
  • You open the plan in Signo, check the amounts, and sign it in your own wallet. Nothing moves before you sign.
  • The agent then waits for the health factor to go back above your level before it alerts again.

Repay without signing each time (early access)​

An Execute agent can act on its own inside a permission you sign onchain first. On Aave, the action can be supply, repay or repay from collateral, on X Layer and Arbitrum. The Signo Shield contract checks every firing:

  • It reads your health factor onchain from Aave before it acts.
  • It checks the result after the action. For supply, your supplied balance rose. For repay, your debt fell. For repay from collateral, your debt fell and your health factor rose toward the target you set.
  • It keeps every firing inside your limit per firing, your lifetime limit and your expiry.

Your tokens stay in your wallet until a firing, and you can revoke the permission at any time. Signo charges 0.1% of what each firing spends. See Give an AI agent limited spending rights.

Limits to know​

  • Checks are not continuous. A very fast drop between two checks can be missed.
  • An alert does not stop a liquidation. Choose a level that leaves you time to act.